Rosgosstrakh and Otkritie: 65% of Russians think it is necessary to help children buy housing
The majority (65%) of Russians think they should help their children buy their first apartment. The need for this measure was assessed by the participants in the joint survey IC “Rosgosstrakh” And Bank “Opening”. The press release is available to Lenta.ru.
At the same time, 35% of respondents are ready to buy housing for children only if they have financial means, 29% consider it important to find a way out and help in any case, and 6% are willing to lend money only. A quarter (25%) of respondents are convinced that children should take care of the acquisition of real estate themselves, and 4% – that, on the contrary, they should buy apartments for their parents.
Among Russians who are ready to help with the housing problem, a third (about 33%) consider it fair to participate in mortgage payments. The remaining 30% intend to pay half the cost of the apartment. Another 17% will give money for the down payment on the loan, and 8% – to pay the full cost of housing. More than half of respondents are ready to allocate from 700,000 to 1.5 million rubles for housing a child. Every fifth person can invest 300-700 thousand rubles, and 14% – up to 300 thousand rubles.
Most of the study participants believe that the first house should be good right away. So, 26% of Russians are convinced that a two-room apartment should be chosen as such, 24% opted for a one-room apartment, and 11% – in favor of a private house. At the same time, one in five parents would prefer to buy a studio for their child.
89% of Russians are convinced that a person should have their first home before the age of 30. A third think that personal real estate should be acquired between 26 and 29 years old, 26% – between 23 and 25 years old, 12% – before 20 years old and 6% – before the age of majority. At the same time, 10% of respondents cited 30 as the optimal age to buy a first apartment.
Understanding the need for a separate apartment, parents always worry that when their children begin to live separately. Thus, 21% of those questioned fear that the child will be left unchecked. 17% are worried about children throwing loud parties and disturbing their neighbours. Another 16 percent of respondents think the child will not be able to cook their own food. In this regard, 42% of Russians believe that it is better for children to buy housing near their home.
Earlier in Russia suggested simplify the sale of housing with children’s shares, for example, acquired using maternity capital. Russians will have the opportunity to exchange square meters belonging to children for a similar share in the apartment of a close relative, one of the authors of the initiative, Svetlana Razvorotneva, chairwoman of the Duma Committee on construction and housing and commons services, said.